Author Profile Page for: jayjay1113

Prepaid credit cards are a new concept in Canada. Until recently you could only get a prepaid credit card at Bank of Montreal (if you wanted a MasterCard) or Royal Bank (if you wanted a VIsa). Now, stores like Shoppers Drug Mart sell prepaid MasterCard Gift Cards. Vanilla MasterCard is the company that issues the prepaid MasterCards for Shoppers Drug Mart. Why buy prepaid credit cards? Prepaid ...

Rogers Yahoo! Online Protection  is available for free for all Rogers Hi-Speed Internet connection users. It offers the following computer security features: Anti-SpywareNorton AntiVirusNorton Personal FirewallPop-up BlockerParental ControlsRogers Yahoo! Mail ProtectionThe cool thing about this is that Norton AntiVirus is also free! With Norton you get live online detection of computer vir...

Since Bank of Montreal (BMO) offered online banking to its customers some umpteen years ago, I could count on one hand how many times I've set foot into one of their branches to see a teller. If my computer could dispense cold, hard cash like an ATM, I'd never go to a branch to use the drive thru ATM again! Some of the services offered online include bill payment, view bills online with...

When I signed up for satellite TV service over 5 years ago the company was known as Start Choice. This year they got bought out by Shaw Direct and became 100% digital. I have had excellent service with Start Choice and so far so good with Shaw Direct. I purchased the digital and extra value packs that gives me time shifting for all of the Canadian TV Networks and some US Networks as well. I get...

Instead Softcups is supposed to offer 12-hour femine protection. It also claims to be a proven alternative to pads and tampons. One size is also supposed fit most women. I found that Instead Softcups did not fit me properly. I inserted it according to the instructions on the box but still had leaks. Thank goodness I had the forethought to still wear a pad! Not only was it hard to inst...

I have my HiSpeed internet DSL connection through Rogers Cable. I pay a monthly rental of $4.95 for the modem that also includes servicing and relpacement, if needed. A great thing about this modem is that it is very small in size. In comparison it is about half the size of a Linksys wired modem. Which is great because it doesn't take up a lot of room. It is black in colour with green statu...

I've been with Certas Direct Insurance for a long time (since 1999 for my Maxima that I sold and bought my truck) until the were taken over by Desjardins and renamed Desjardins General Insurance. When this happened there were no changes made (more importantly no increases made) to my auto policy. I have a 2003 Chevy Trailblazer that I pay roughly $225.00 a month to insure. I have $1,000,000...

My son kept on seeing these commercials for the icoaster over Christmas last year. I refused to pay $79.99 for the set; which was the price I saw it in Walmart for. While in Costco buying finger foods, I spotted the iCoaster end-of-aisle display and it was on sale to boot! The iCoaster is a building set. Using towers of varying heights and tracks, you build a roller coaster that you can roll a ...

Having learned a very expensive lesson on our last family vacation to Florida (my daughter got her finger slammed in a door by her cousin which resulted in over $600.00 US in medical bills!), we decided that it was necessary to purchase travel medical insurance before we left Canada for our trip to Jamaica in April. We looked around and BMO was the best and easiest to purchase the coverage...

My very first bank account was with Bank of Nova Scotia some 15 years ago and believe it or not, I still have that account open. I use this account solely for repaying my student loans so it isn't my regular chequing account. I was glad when they offered internet banking services as it would mean that I no longer had to go in to a branch to do my banking. The icing on the cake was when they...

What's all of the craze with BKT (known as Brazilian Keratin Treatments)? Well I HAD to try it for myself and I was really impressed with the results! Brazilian Keratin Treatments are products that use a form of protein called keratin to repair the cuticle. Formalin is used to help bind the keratin to the cuticle. It works to smooth the cuticles of curly, frizzy hair and is temporary, usual...

What to feed a picky, cranky toddler that doesn't seem to want to eat anything? That is the dilema that I am now facing with my two year old. He loves to drink and would rather drink all day than eat solid food. So, rather than letting his food choices dictate his daily nutrition, I've decided to supplement his diet with Enfagrow Toddler. It is for toddlers from 1 - 3 years old. It is h...

I bought the Samsung Home Theater System with 5 disc DVD Changer and HDMI from Best Buy as a Christmas gift for my husband last year and he was thrilled! Everything was well packaged in the box and he couldn't wait to set it up but he does not like to read manuals so that was my job. Well, I consider myself technically challenged but the instructions provided in the manual were easy to foll...

I've been a Bank of Montreal (BMO) Gold Airmiles card holder for about 2 years now, let me tell you why I upgraded to the Gold Airmiles plan! I am an avid Airmiles collector. The Gold Airmiles MasterCard gives you 1 Airmile for every $15 spent on the card. You are also able to double-dip if you shop at an Arimiles sponsor, present your Airmiles collector card and pay for the purchase using ...

My home insurance used to be with Certas Direct Insurancy Company but they were bought out last year by Desjardins General Insurance. At the time, a letter from Dejardins was sent to all Certas Direct policy holders notifying us of the change. The transition to Dejardins has been a smooth one as they did not change my coverage or fees, they just seem to resume ownership of my home insurance pol...

The company I work for uses Sun Life Financial for managing our RRSP plans. Contributions to my RRSP are deducted directly from my pay which makes it easier to contribute every two weeks. I also have a variety of funds to choose from which helps because if you want to be agressive with your funds you can or if you want slow steady growth, you can choose those funds as well. Sun Life financial m...

While shopping one day we came across this novelty photo studio called Magenta Studio Photo in Vaughn Mills Mall (that HUGE outlet mall north on the 400 near Canada’s Wonderland). They are a hip new photo studio and they can take all sorts of novelty pictures like kid as angel, butterflies, drummer, in bowls of flowers, with sunflowers, etc. I spent over an hour looking at their portfolio...

The "Earth Hour" event that happened recently has had me thinking GREEN. What things can I change to make my family 'greener'. I've started with things that I buy and bring in to my home. In my GREEN mindset I happened to stumble upon the following product: UNIVERSAL STONE. What is it? Universal stone is a cleaning and polishing stone. Now I know you're saying, &q...

January of last year was our 1st on site trip to Disney World in Florida, staying at the Port Orleans Riverside hotel. Since flying there for a family of five is pretty expensive, my husband and I decided to drive to Orlando from Toronto. We wanted to free up some space in the trunk of our Chevy Trailblazer so that we could take turns laying down for a snooze. We decided we'd need extra sto...

I have an 8 year old daughter that loves to sing and is the apple of her daddy's eye. Last christmas daddy decided to buy his little angel a karaoke machine. We went to several electronic stores but none compared to the VocoPro Gig Man Plus that Cosco had on sale!The initial setup was a little tricky. Don't be like my husband: Please READ the manual before trying to connect anythin...